Invest & wealth · the CAP PROJETS ecosystem
From your life plans to your wealth, we support you at every step: investing, financing, structuring, managing, saving and passing on your assets. A 360° approach, with a local team to bring your property to life.
Your goals
Based on your income, your savings capacity and your motivations, we work with you to build tailored solutions that fit your financial situation.
Create additional income
Steady rental income, driven by professional management of your property.
Build up capital
Savings and the right financing as levers to build wealth, at your own pace.
Prepare for retirement
Assets planned today for income tomorrow.
Protect your family
Loan insurance, life and disability cover, solutions suited to your family situation.
Manage your taxes
The right schemes and structures, reviewed with qualified professionals.
Pass on your wealth
Prepare your life plans and passing on your assets to your loved ones.
The CAP PROJETS ecosystem · Together, let’s build the future
Buying a property is a first step. Financing it, structuring your assets, managing your taxes and optimizing how it is run are all key to making a real estate investment truly worthwhile.
CAP PROJETS
Market analysis and property selectionNew developments and resales in Saint MartinRental potential and structuring options reviewOver 20 years of experience in the French overseas territories
CAP PROJETS COURTAGE
Savings, investments, life insuranceLoan insurance and protectionSolutions suited to your family situationFinancing: referrals to our partner banks and brokers
Wealth advisory
Taxation of investments and investment incomeLMNP / LMP (furnished rental status), overseas schemesThe right ownership structureWith qualified professionals, in full compliance with regulations
CAP SXM · Saint Martin
Furnishing and staging your propertyVacation rentals and optimized incomePreventive maintenance: protecting the property and the incomeMonthly statement and performance tracking
Your journey
Building wealth takes time. At every step, the CAP PROJETS ecosystem points you to the right expert, and CAP SXM takes over on the ground as soon as your property is ready to rent.
1
You invest and build your wealth
CAP PROJETS
2
You finance your purchase
Financing partners
3
You structure your assets and manage your taxes
Wealth advisory
4
You enhance and rent out your property
CAP SXM
5
You save and invest your income
COURTAGE
6
You invest again
CAP PROJETS
7
You prepare your life plans and estate planning
COURTAGE
Why Saint Martin
On the French side, a French overseas collectivity using the euro, Saint Martin attracts international visitors year-round, especially from North America. The choice of property, its location and how it is managed make all the difference.
855,994
air passenger arrivals at Princess Juliana Airport in 2025, plus 1.6 million cruise passengers
37
beaches, on the Atlantic and Caribbean sides
35 weeks
rented per year on average across all the properties we manage, i.e. 70% occupancy
300+
restaurants on the French side, with Grand Case, the “culinary capital of the Caribbean”
Sources: IEDOM, “Regards croisés sur Saint-Martin et Sint-Maarten” [Perspectives on Saint Martin and Sint Maarten] (2025 traffic); CAP PROJETS, “Le marché immobilier et locatif de Saint-Martin” [The Saint Martin real estate and rental market]; CAP SXM statistics for occupancy.
Our approach
An investment should be chosen for the quality of the property, its location and the reality of its rental market. Tax benefits then optimize a deal that is already sound.
The four keys to a winning investment
A solid property
Developer quality, market price, rental yield, surroundings.
Income driven by professional management
In Saint Martin, that’s CAP SXM’s role: on-the-ground operations and financial tracking.
Well-managed taxes
A way to optimize the deal, never an end in itself.
Quality financing
Tailored, with a savings effort that fits your budget.
Financing · our partners
Financing is a key lever in any real estate investment. For loans, we refer you to our partner banks and mortgage brokers; CAP PROJETS COURTAGE supports you on protection.
Introductions to partner banks and mortgage brokersLoan insurance to protect your loved onesResale guarantee to secure your project against life’s surprises
Savings · CAP PROJETS COURTAGE
The income from your property can fuel other projects. We select a balanced range of solutions, with a focus on clear explanations and consistency.
From the most conservative to the most dynamic profilesSolutions suited to your family situationPreparing for retirement and life plansDiversification and estate planning
Our support doesn’t stop at the property itself.
Properties for sale
New developments and resales selected by CAP PROJETS. CAP SXM can then take care of renting them out.
New build · Girardin / CIOP / LODEOM
3-bedroom villas with pool. Delivery Q4 2027.
€459,000 – €499,000
New build · Girardin / CIOP / LODEOM
1- to 3-bedroom units. Delivery Q4 2027.
€390,750 – €480,753
New build · under construction
Studios to 2-bedroom units, near the marina. Delivery first half of 2027.
€274,500 – €344,500
New build · apartment delivered
1-bedroom, 51 m² (549 sq ft) with a 12 m² (129 sq ft) garden and underground parking, delivered in a residence nearing completion.
Sold for €340,000, agency fees incl.
Prices and availability to be confirmed with our team.
Together, let’s build the future
A first conversation, with no commitment, to understand your situation and goals. We then bring in the right expertise from across the ecosystem.
Phone and WhatsApp
CAP PROJETS
The information on this page is general in nature and does not constitute personalized advice. Any financing, investment or tax optimization solution is reviewed case by case, with qualified professionals and in compliance with regulations.
